Executive summary

A review of Standard Bank's 2011–13 financials, a 2014 EPS projection built from Q3 2014 disclosures, its standing versus 29 industry peers and three regional banks, credit quality, large-borrower exposure and a summary of 2014 sponsor share transactions.

Standard Bank 2014 Performance Analysis

Financial analysis and performance review of Standard Bank Limited, with a 2014 earnings projection. This 12-page Empire Capital report, dated 4 March 2015, reviews Standard Bank's 2011–13 financials and projects its full-year 2014 earnings from Q3 disclosures.

Download the complete Standard Bank 2014 report (PDF, 665 KB)

The full report below preserves the original charts, tables, methodology, sources and limitations. Figures and interpretations are those of the supplied report.

Company profile, key statistics and financials

Company profile, key statistics and financials, page 1 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 1 of 12

Index and price movement, future prospects

Index and price movement, future prospects, page 2 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 2 of 12

2014 pro forma projection and net interest income

2014 pro forma projection and net interest income, page 3 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 3 of 12

Total deposit and earnings per share

Total deposit and earnings per share, page 4 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 4 of 12

Total loans and advances

Total loans and advances, page 5 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 5 of 12

Performance in comparison with other banks

Performance in comparison with other banks, page 6 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 6 of 12

Regional peer comparison and credit quality

Regional peer comparison and credit quality, page 7 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 7 of 12

Capital, shareholders' equity and provisioning

Capital, shareholders' equity and provisioning, page 8 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 8 of 12

Loan exposure and industrial loans by sector

Loan exposure and industrial loans by sector, page 9 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 9 of 12

Large borrower exposure

Large borrower exposure, page 10 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 10 of 12

Price-sensitive information of shareholders 2014

Price-sensitive information of shareholders 2014, page 11 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 11 of 12

Price-sensitive information and summary

Price-sensitive information and summary, page 12 of the Standard Bank 2014 Performance Analysis report. Select the PDF download for selectable text and source links.
Standard Bank 2014 Performance Analysis - page 12 of 12